Last updated by at .

Why all the fuss? Surviving the ever-changing investment lending space

Why all the fuss? Surviving the ever-changing investment lending space

Talking about change – the investment lending space continues to evolve and adapt to the new norm of Australian Prudential Regulatory Authority (APRA) intervention. Oh, and by the way, APRA won’t be going away anytime soon. There have been the obvious shifts like increased interest rates, larger mandatory deposits and interest only caps. This is the stuff that makes the news but what about the nitty gritty likes lenders dumping equity release products? Higher credit assessment rates, shifts away from rent reliant portfolios, reduced Loan to Value Ratio (LVR) limits, new assessment ratios or even the increased scrutiny of living expenses. Read More